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1. Do I have a case?
If it was another parties fault and you were
hurt and are getting or plan to get follow up medical
care and for car accidents the vehicle was visibly damaged
then you most likely have a case.
2. How long will it take to get money?
Settlement negotiations for your case generally do not
start until all necessary medical treatment is completed.
The vehicle damage part of your case is usually resolved
quickly after the accident. We can help if the insurance
company is not fair.
3. I didn't seek medical care right away and
now I have pain?
You should always see a doctor immediately after an
accident even if you're not hurting right away, because
many injuries take awhile to show up. Document pain
and medical visits.
4. Do I need a lawyer?
It is to your advantage to consult an attorney. Remember,
the insurance company will have a very experienced adjuster
or lawyer advising them.
5. The other driver doesn't have car insurance;
how do I collect?
If a person is uninsured or underinsured, their personal
assets are at risk. If you have uninsured motorist or
underinsured motorist coverage on your own auto policy,
we are able to proceed against that policy.
6. Will my health insurance company pay for
medical bills while I wait for settlement?
Usually, yes, and then they will get reimbursed once
the case is complete, called subrogation. We will review
your health insurance.
What if I do not have health insurance?
The party at fault will have to pay your medical bills
as part of a settlement. In the mean time your medical
provider must wait to get paid out of settlement funds
on a lien basis.
7. How am I supposed to travel while my car
is in the shop?
Your insurance policy may have coverage that pays for
car rental. Be sure to track the mileage expense as
this is considered a cost that you suffered and ultimately
included in the settlement.
8. How much money can I expect to get in a
settlement?
There are many factors considered in the amount of a
settlement. Loss of wages, pain and suffering, medical
expenses, property loss, etc. may all be considered.
We must look at the facts in your case to arrive at
an amount of a reasonable settlement.
9. Should I settle before trial?
A jury trial can be lengthy but the judgment in court
may be much larger than in an agreed settlement. You
must weigh the benefits and risks of trial in making
your decision.
10. The other driver's insurance company offered
me money. I haven't even hired an attorney. Should I
take it?
No. Tell the insurance company that you'll get back
to them. In the meantime, contact us immediately. Often
times an insurance company will offer a minimal amount
of money in return for your signature stating that you
won't sue them. Never take an insurance check without
first consulting an attorney.
11. Can I afford an attorney?
In personal injury cases, you don't pay us money upfront.
When we win your case, we will receive a percentage
of the settlement amount as payment in full. We will
agree upon this percentage amount at the time you retain
us.
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